Pick your level of access.
All tiers include the same underlying research quality. What changes is breadth of coverage, refresh cadence, and seat count. Cancel anytime.
Free Preview
- Top 3 lenders preview
- Public commentary only
Analyst
- Top 15 lenders by volume
- Live signal feed (1hr delay)
- Defection scoring
- Pricing history & trajectory
- Email alerts on tracked events
Professional
- All 60 tracked lenders
- Real-time signal feed
- Contract structure detail
- VantageScore pilot tracker
- Score decomposition
- Geographic exposure analysis
- 3 user seats
- Priority support
Enterprise
- Everything in Professional
- REST API access
- Custom alerts & webhooks
- Dedicated analyst
- Quarterly diligence calls
- 25 seats included
- SSO & audit logging
Score Watch Tape · $24,995 / year
The full lender state table and signal stream, delivered to your SFTP or S3 bucket every morning at 7am Eastern. Self-serve, single user. Built for the analyst who wants the numbers in their model.
Tell us what would.
If you need something between these tiers, custom coverage, or a feature we haven't built — tell us. We shape Score Watch around what readers actually use.
How can we be useful to you?Frequently asked
Can I switch plans later?+
Yes. Upgrade, downgrade, or cancel anytime from your account page. Changes prorate immediately.
Do I need a credit card for the free tier?+
No. Sign up with email — no payment method required for the free preview.
How often is data refreshed?+
Signal feed is real-time on Pro/Enterprise (1-hour delayed on Analyst). Lender records refresh nightly. HMDA volume data is quarterly per the federal release schedule.
Is there an API?+
REST API access is included in Enterprise. Talk to us for documentation and rate limits.
Are you affiliated with FICO?+
No. Score Watch is independent research. We are not affiliated with, sponsored by, or endorsed by Fair Isaac Corporation.
What's the cancellation policy?+
Monthly subscriptions cancel at end of current billing period. No refunds for partial periods. Annual plans available on request.